It is your responsibility as a Chapter 13 debtor to propose a workable or feasible plan. The Court will confirm a Chapter 13 plan if the plan meets the requirements of Chapter 13 generally; all fees and payments have been made; the plan is proposed in good faith; each secured creditor has either accepted the plan or the debtor has surrendered the collateral back to the secured creditor or is paid its secured claim under the plan; each general unsecured creditor will receive at least as much as the creditor would have received if you had filed a Chapter 7 Bankruptcy; the plan appears feasible and you will be able to make the required payments and comply with the plan terms.


This web site is for informational purposes only. The Office of the Chapter 13 Trustee does not render legal advice. If you have a legal question concerning a Chapter 13 bankruptcy, please contact your attorney.