You are required to make all post-petition mortgage payments in full and on time directly to the creditor. These payments must generally resume with the month following the month that your case is filed with the bankruptcy court. If you fail to do that, the mortgage company may ask the court for permission to foreclose on your home or to continue the foreclosure proceeding that had already begun before you filed your bankruptcy case. Generally, the arrearages on your mortgage are included as part of your Chapter 13 plan. Make sure that you discuss this with your attorney so that you make all of your mortgage payments in full and on time. If you get behind on mortgage payments due after you have filed your bankruptcy case, you should contact your attorney immediately.